The VA offers a number of home loan services to eligible veterans, some military personnel and certain surviving spouses.
First, there are guaranteed loans. The VA can guarantee part of a loan from a private lender to help you buy a home, a manufactured home, a lot for a manufactured home, or certain types of condominiums. The VA also guarantees loans for building, repairing, and improving homes.
Second, the VA can help with refinancing loans. If you have a VA mortgage, the VA can help you refinance your loan at a lower interest rate. You may also refinance a non-VA loan through the VA.
Lastly, there are also special grants available. Certain disabled veterans and military personnel can receive grants to adapt or acquire housing suitable for their needs.
Most importantly, there is no time limit for VA home loans.
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